Not a member? CLICK HERE!
Skip Navigation LinksProponent > Personal > Vehicle Loans > Auto Refinancing

Auto Refinancing


Refinance your car today and put high monthly payments in your rear view mirror.

If you currently make payments on a car loan from a lender other than Proponent, it’s time to make a u-turn. Because there’s a very good chance we can offer you a rate as low as 2.39% * and more flexible terms.

Although we don’t wear coveralls to work, that doesn’t mean we’re not willing to put some “elbow grease” into saving you money every month through auto refinancing. Think of Proponent representatives as financial mechanics who can help lower your auto payments — easily and stress-free.

  • No fee to apply
  • Terms up to 72 months
  • Up to 115% financing, based on NADA retail value or refinanced amount, whichever is lower.

  • To find out exactly how much you could save month after month with Proponent, simply call 800 457 8058, during regular business hours, stop into your local branch and ask a representative, or click here to apply for Proponent’s auto refinancing program today.

    *APR = Annual Percentage Rate. Rate cannot be combined with any other Proponent offer and/or services. Rates vary based on your credit score and other factors. Vehicles currently financed at Proponent are not eligible. A loan to value of 115% maximum based on the most current NADA used car book or NADA value stated on the NADA web site. Loan amounts for 2015 and 2016 vehicles may be set either by Kelley Blue Book (Retail Freight included) or by member’s original purchase order should we not be able to obtain values by methods stated above. 0.25% rate reduction is included for Premium Benefits Service discount.