Have a few too many credit cards with balances at or near the limit? It could take a very long time to get yourself out of debt if you just pay the minimum monthly due.

Consider consolidating your high-interest debt like credit cards with a single, lower rate loan from Proponent. You’ll save on interest month after month, and probably pay off your balance faster. What’s more, because these types of loans have a fixed term — there’s no risk of you accumulating more debt, unlike "revolving" accounts like credit cards.

In addition to accepting loan applications online, we also offer the convenience of a 24/7 Loan Center staffed by live customer service representatives who answer questions and even take your application over the phone. Simply call 800 457 8058, opt. 2.