A Combo Certificate Account is a group of 4 traditional Certificates which are linked together to provide the earning potential of longer term Certificates as well as the access of shorter term Certificates.

With a Combo Certificate Account, a 3 month, a 6 month, a 9 month, and a 1 year Certificate Account are combined in a “ladder” arrangement — so that, upon maturity, each shorter term Certificate is rolled up to a new 1 year Certificate. After the first 9 months, you will have a Certificate with a 1 year rate maturing every 90 days!

In addition to this enhanced access to your money, Proponent Combo Certificate Accounts offer you more interest.^* What’s more, because of its unique ladder arrangement, a Combo Certificate Account can help protect you against changing rates — whether rates go up or down, you’ll come out ahead.

To open a Combo Certificate Account, please call 800 457 8058 opt. 3.

*Comparison refers to the additional interest earned over a 2 year period, as compared to rolling over a 3 month Certificate Account for the same 2 year period.