These types of Certificate Accounts are similar to Regular Certificates, with the exception of how the ownership, tax obligation, and beneficiary are recorded.

For Trust Certificate, funds are placed “In Trust For” a designated beneficiary. In the event of the member’s death, funds revert to the beneficiary.

Custodial Certificates are a helpful way to save for a first car or even college. Intended for members with children or grandchildren under the age of 18, Custodial Certificates are held "in custody" for the minor until they come of age.

To open a Trust or Custodial Certificate Account, please call 800 457 8058 opt. 3.