Proponent offers all members 18 years of age and older direct access to their accounts at thousands of ATMs around the world, via a Proponent Visa Debit Card.

With a secure Personal Identification Number (PIN), you can log into an ATM to get cash when you need it, and even make transfers between accounts. There’s no need to visit a branch. What’s more, Proponent never charges members a fee to use our ATMs.

Need money but aren't near a Proponent ATM? Many retailers now offer the ability to get some cash back when you make a "debit card" payment (requires PIN entry, not a signature) using your Proponent Visa Debit Card.  Remember to ask the cashier about this surcharge-free "cash back" service the next time you're at your favorite store!

Now you can use any ATM for free with our Premium Benefits Service Pack

You are now able to withdraw money from any ATM without having to pay a fee. That's because all non-Proponent ATM fees you incur on withdrawals from your checking account will be reimbursed at the end of each statement cycle! There's no limit on how much we'll reimburse you, either. It doesn't matter whether you use a non-Proponent ATM once-in-a-while or once-a-day. Click here for more details.